At Education First First you’ll find good people and great rates!

At Education First Federal Credit Union, we offer great rates on auto loans, flexible rates and optional no payments for 90 days! But don’t just take our word for it; see for yourself how great our auto loan rates really are! 

Protect Your Investment

Guaranteed Asset Protection

GAP (Guaranteed Asset Protection)  is an insurance add-on that pays the difference between the depreciated value you still owe on your vehicle if it’s stolen or totaled.

In plain English, it covers that “gap” between your car’s real value (as determined by your insurance company) and your auto loan balance.

Want to know the best part? GAP coverage will provide up to $500 towards Auto Deductible Reimbursement and, in the event of a total loss, up to $1,000 down payment towards your new auto loan with Education First! That's coverage you can't beat!

GAP is supplemental coverage and does not replace your standard Comprehensive, Collision, and Liability coverages; it only enhances them. Click here to learn more!
 

Mechanical Breakdown Protection

Your vehicle is one of your biggest investments. An extended warranty will ensure it is always in the best mechanical condition.  Mechanical Breakdown Protection is an extended warranty that covers the cost of major repairs. Our Route 66 Breakdown Protection Plans come with three coverage levels -Easy Street, Main Street and First Street

.Click here to learn more.  

Credit Life and Disability

Life isn't perfect. Accidents happen. Could your family afford to pay off your loans if something were to happen to you?

Credit Life and Disability Plans cover applicable loan payments for members in the event of their disability or death. Plan premiums are usually only a few cents per $100 of your loan and can be rolled into the loan amount. Pre-existing conditions are covered; the plan does not affect your other insurance coverages. Find out more about Credit Life and Disability Plans at Education First.